Certificates of Deposit

 

***APY listed below is an estimate.  Actual APY will be based on specific account terms and will be disclosed at account opening.*** Minimum Deposit of $1,000 on all terms of 9 Months and over.  Minimum Deposit of $10,000 on all terms of 6 Months and under.

 

 CERTIFICATES OF DEPOSIT

TERM

 NON-RELATIONSHIP RATE

RATE/YIELD

 RELATIONSHIP RATE

RATE/YIELD

6 Months

0.997 / 1.00%

1.493 / 1.50%

12 Months

2.223 / 2.25%

2.719 / 2.75%

18 Months

2.273 / 2.30%

2.769 / 2.80%

24 Months

2.325 / 2.35%

2.815 / 2.85%

30 Months

2.373 / 2.40%

  2.865 / 2.90%

36 Months

2.421 / 2.45%

2.913 / 2.95%

48 Months

2.475 / 2.50%

2.955 / 3.00%

60 Months

2.621 / 2.65%

3.105 / 3.15%

66 Months

2.653 / 2.70%

3.159 / 3.20%

72 Months

2.719 / 2.75%

3.205 / 3.25%

 

 INDIVIDUAL RETIREMENT ACCOUNTS

TERM

 NON-RELATIONSHIP RATE

RATE/YIELD

 RELATIONSHIP RATE

RATE/YIELD

6 Months

0.997 / 1.00%

1.493 / 1.50%

12 Months

2.223 / 2.25%

2.719 / 2.75%

18 Months

2.273 / 2.30%

2.769 / 2.80%

24 Months

2.325 / 2.35%

2.815 / 2.85%

30 Months

2.373 / 2.40%

  2.865 / 2.90%

36 Months

2.421 / 2.45%

2.913 / 2.95%

48 Months

2.475 / 2.50%

2.955 / 3.00%

60 Months

2.621 / 2.65%

3.105 / 3.15%

66 Months

2.653 / 2.70%

3.159 / 3.20%

72 Months

2.719 / 2.75%

3.205 / 3.25%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 01/10/19. Please contact a bank employee for further information.  Penalty for early withdrawal of CD’s.  APY on CD’s less than a year assumes interest remains on deposit for one year with no withdrawals of principal or interest.

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