Personal Checking

Frontier Checking

  • $50.00 minimum deposit to open
  • Online Banking & Bill Pay
  • Unlimited check writing
  • No minimum balance requirement
  • Non-interest bearing
  • E-Statements required to avoid $3.00 monthly statement fee

Preferred Checking

  • $100.00 minimum deposit to open
  • Online Banking & Bill Pay
  • Unlimited check writing
  • 4 free anywhere ATM withdrawals per statement cycle
  • Interest Bearing
  • $500.00 minimum balance required to avoid $5.00 monthly service charge
    Name Deposit Obtain APY Rate Yield (APY)*
    Preferred Checking $100.00 $1,500.00 0.100% 0.100%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 8/2/2019. Please contact a bank employee for further information.

HSA Checking

  • $100 minimum deposit to open
  • No minimum balance requirement
  • Interest bearing
  • Online Banking & Bill Pay
  • Unlimited check writing
  • Debit Card Access Available

Interest breakdown as follows:

Name Deposit Obtain APY Rate Yield (APY)*
HSA Checking $100.00 N/A 0.1000% 0.100%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 8/2/2019. Please contact a bank employee for further information.

Five Star Checking Account

  • $100.00 minimum deposit to open
  • Online Banking & Bill Pay
  • Unlimited check writing
  • No minimum balance requirement
  • 10 free anywhere ATM withdrawals per statement cycle
  • Interest bearing
  • Limit of two Five Star accounts per household
  • A minimum of 15 VISA debit card transactions required per statement cycle to avoid $35.00 monthly service charge
  • E-Statements required to avoid $3.00 monthly statement fee
Name Deposit Obtain APY Rate Yield (APY)*
Five Star Checking $ 0.00 – $1,500.00 $100.00 N/A 0.100% 0.100%
$ 1,501.00 – $15,000.00 1.500% Low 0.100%
High 1.360%
$ 15,001.00 & ABOVE 0.200% Low 1.360%
High 0.374%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 8/2/2019. Please contact a bank employee for further information.

Senior Select Checking

  • $100.00 minimum deposit to open
  • Online Banking & Bill Pay
  • Unlimited check writing
  • No minimum balance requirement
  • 8 free anywhere ATM withdrawals per statement cycle
  • Interest bearing
  • Limit of two Senior Select accounts per household
  • Must be 55 or older to open
  • A combined total of 5 transactions per statement cycle is required to avoid $35.00 monthly service charge

Interest breakdown as follows:

Name Deposit Obtain APY Rate Yield (APY)*
Senior Select Checking $ 0.00 – $5,000.00 $100.00 N/A 0.100% 0.100%
$ 5,001.00 – $25,000.00 1.500% Low 0.100%
High 1.220%
$ 25,001.00 & ABOVE 0.200% Low 1.220%
High 0.455%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 8/2/2019. Please contact a bank employee for further information.