Personal Savings

Personal Savings

  • $10.00 minimum deposit to open
  • No minimum balance required
  • Online Banking
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction

Interest breakdown as follows:

Amount Rate Yield (apy)*
$0.00-$999.99 0.100% 0.10%
$1,000.00 & ABOVE 0.200% 0.20%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 8/2/2019. Please contact a bank employee for further information.

VAUTMA Savings

  • $10.00 minimum deposit to open
  • No minimum balance required
  • Online Banking
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction
Name Rate Yield (APY)*
$0.00-$5,000.00 1.489% 1.500%
$5,001.00 & ABOVE 0.200% Low 1.500%
High 0.265%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 8/2/2019. Please contact a bank employee for further information.

Personal Money Market

  • $100.00 minimum deposit to open.
  • No minimum balance requirement
  • Online Banking & Bill Pay
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction

Interest breakdown as follows:

Amount rate Yield (apy)*
$0.00-$1,499.99 0.00% 0.00%
$1,500.00-$24,999.99 0.200% 0.20%
$25,000.00- $249,000.00 0.300% 0.30%
$250,000.00 & ABOVE 0.449% 0.45%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 8/2/2019. Please contact a bank employee for further information.

Certificates of Deposit

***APY listed below is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening***
Minimum Deposit of $1,000 on all terms of 9 Months and over. Minimum Deposit of $10,000 on all terms of 6 Months and under.

APY is annual percentage yield. Rates are subject to change without notice. Rates as of 8/2/2019, Above rates are subject to change daily without notice to customers. Penalty for early withdrawal of CD’s. APY on CD’s less than a year assumes interest remains on deposit for one year with no withdrawals of principal or interest. Please contact a bank employee for further information.

CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS
TERM NON-RELATIONSHIP
RATE/YIELD
RELATIONSHIP RATE
RATE/YIELD
6 Months 1.197 / 1.20% 1.243 / 1.25%
12 Months 1.879 / 1.90% 1.935 / 1.95%
15 Months (1) 1.442 / 1.45% 1.493 / 1.50%
18 Months 1.741 / 1.75% 1.783 / 1.80%
24 Months (2) 1.689 / 1.70% 1.741 / 1.75%
30 Months 1.839 / 1.85% 1.879 / 1.90%
36 Months 1.879 / 1.90% 1.935 / 1.95%
48 Months (2) 1.839 / 1.85% 1.879 / 1.90%
60 Months 1.935 / 1.95% 1.986 / 2.00%
66 Months 1.953 / 1.97% 1.997 / 2.02%
72 Months 1.986 / 2.00% 2.027 / 2.05%

(1)-No Penalty Available            (2)-One Time Rate Bump Up Available

Above rates are subject to change daily without notice to customers.  Penalty for early withdrawal of CD’s. APY on CD’s less than a year assumes interest remains on deposit for one year with no withdrawals of principal or interest.

Please contact a bank employee for further information.