Personal Savings

Personal Savings

  • $10.00 minimum deposit to open
  • No minimum balance required
  • Online Banking
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction

Interest breakdown as follows:

Amount Rate Yield (apy)*
$0.00-$999.99 0.050% 0.050%
$1,000.00 & ABOVE 0.150% 0.150%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 8/7/2020. Please contact a bank employee for further information.

VAUTMA Savings

  • $10.00 minimum deposit to open
  • No minimum balance required
  • Online Banking
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction
Name Rate Yield (APY)*
$0.00-$5,000.00 0.250% 0.250%
$5,001.00 & ABOVE 0.150% Low 0.250%
High 0.160%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 8/7/2020. Please contact a bank employee for further information.

Personal Money Market

  • $100.00 minimum deposit to open.
  • No minimum balance requirement
  • Online Banking & Bill Pay
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction

Interest breakdown as follows:

Amount rate Yield (apy)*
$0.00-$1,499.99 0.00% 0.00%
$1,500.00-$24,999.99 0.050% 0.050%
$25,000.00- $249,000.00 0.150% 0.150%
$250,000.00 & ABOVE 0.250% 0.250%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 8/7/2020. Please contact a bank employee for further information.

Certificates of Deposit

***APY listed below is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening***
Minimum Deposit of $1,000 on all terms of 9 Months and over. Minimum Deposit of $10,000 on all terms of 6 Months and under.

APY is annual percentage yield. Rates are subject to change without notice. Rates as of 8/7/2020, Above rates are subject to change daily without notice to customers. Penalty for early withdrawal of CD’s. APY on CD’s less than a year assumes interest remains on deposit for one year with no withdrawals of principal or interest. Please contact a bank employee for further information.

CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS
TERM NON-RELATIONSHIP
RATE/YIELD
RELATIONSHIP RATE
RATE/YIELD
6 Months 0.150 / 0.15% 0.250 / 0.25%
12 Months 0.200 / 0.20% 0.300 / 0.30%
15 Months (1) 0.250 / 0.25% 0.349 / 0.35%
18 Months 0.250 / 0.25% 0.349 / 0.35%
24 Months (2) 0.300 / 0.30% 0.399 / 0.40%
30 Months 0.300 / 0.30% 0.399 / 0.40%
36 Months 0.399 / 0.40% 0.499 / 0.50%
48 Months (2) 0.449 / 0.45% 0.549 / 0.55%
60 Months 0.499 / 0.50% 0.598 / 0.60%
66 Months 0.598 / 0.60% 0.698 / 0.70%
72 Months 0.648 / 0.65% 0.747 / 0.75%

(1)-No Penalty Available            (2)-One Time Rate Bump Up Available

Above rates are subject to change daily without notice to customers.  Penalty for early withdrawal of CD’s. APY on CD’s less than a year assumes interest remains on deposit for one year with no withdrawals of principal or interest.

Please contact a bank employee for further information.