LI Insight Tag:

Personal Savings

Personal Savings

  • $10.00 minimum deposit to open
  • No minimum balance required
  • Online Banking
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction

Interest breakdown as follows:

Amount Rate Yield (apy)*
$0.00-$999.99 0.350% 0.35%
$1,000.00 & ABOVE 0.499% 0.50%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 03/31/2023. Please contact a bank employee for further information.

Gold Rush Savings

  • Every $10 deposit earns you a chance to enter our monthly drawing
  • Each month, we award a Gold Rush! Savings Account $250 deposit
  • Every $10.00 deposit you make over the course of the year, starting on May 1st,
    will also qualify you for our annual drawing for a Grand Prize of $10,000!!
  • $10.00 minimum deposit to open
  • No minimum balance required
  • Online Banking
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction

Interest breakdown as follows:

Amount Rate Yield (apy)*
$0.00-$999.99 0.35% 0.35%
$1,000.00 & ABOVE 0.499% 0.50%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 03/31/2023. Please contact a bank employee for further information.

VAUTMA Savings

  • $10.00 minimum deposit to open
  • No minimum balance required
  • Online Banking
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction
Name Rate Yield (APY)*
$0.00-$5,000.00 0.35% 0.35%
$5,001.00 & ABOVE 0.499% Low 0.35%
High 0.49%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 03/31/2023. Please contact a bank employee for further information.

Personal Money Market

  • $100.00 minimum deposit to open.
  • No minimum balance requirement
  • Online Banking & Bill Pay
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction

Interest breakdown as follows:

Amount Rate Yield (apy)*
$0.00-$1,499.99 0.25% 0.25%
$1,500.00-$24,999.99 0.748% 0.75%
$25,000.00- $249,999.99 1.243% 1.25%
$250,000.00 & ABOVE 1.883% 1.90%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 03/31/2023. Please contact a bank employee for further information.

Certificates of Deposit

***APY listed below is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening***
Minimum Deposit of $1,000 on all terms.

APY is annual percentage yield. Rates are subject to change without notice. Rates as of 03/31/2023. Rates are subject to change daily without notice to customers. Penalty for early withdrawal of CD’s. APY on CD’s less than a year assumes interest remains on deposit for one year with no withdrawals of principal or interest. Please contact a bank employee for further information.

CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS
TERM NON-RELATIONSHIP
RATE/YIELD		 RELATIONSHIP RATE
RATE/YIELD
6 Months 3.445 / 3.50% 3.678 / 3.75%
12 Months 4.410 / 4.50% 4.650 / 4.75%
15 Months (1) 3.687 / 3.75% 3.929 / 4.00%
18 Months 3.808 / 3.875% 4.049 / 4.125%
24 Months (2) 3.929 / 4.00% 4.170 / 4.25%
30 Months 4.049 / 4.125% 4.290 / 4.375%
36 Months 2.716 / 2.75% 2.960 / 3.00%
48 Months (2) 2.716 / 2.75% 2.960 / 3.00%
60 Months 2.716 / 2.75% 2.960 / 3.00%
66 Months 2.716 / 2.75% 2.960 / 3.00%
72 Months 2.716 / 2.75% 2.960 / 3.00%

(1)-No Penalty Available            (2)-One Time Rate Bump Up Available

Above rates are subject to change daily without notice to customers.  Penalty for early withdrawal of CD’s. APY on CD’s less than a year assumes interest remains on deposit for one year with no withdrawals of principal or interest.

Please contact a bank employee for further information.