LI Insight Tag:

Personal Savings

Banking with Frontier Community Bank is easier than ever! Now you can access your accounts and complete transactions anytime with free online banking. Simply complete the online banking form to set up your account.

Personal Savings

  • $10.00 minimum deposit to open
  • No minimum balance required
  • Online Banking
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction

Interest breakdown as follows:

Amount Rate Yield (apy)*
$0.00-$999.99 0.350% 0.35%
$1,000.00 & ABOVE 0.499% 0.50%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 09/12/2023. Please contact a bank employee for further information.

Gold Rush Savings

  • Every $10 deposit earns you a chance to enter our monthly drawing
  • Each month, we award a Gold Rush! Savings Account $250 deposit
  • Every $10.00 deposit you make over the course of the year, starting on May 1st,
    will also qualify you for our annual drawing for a Grand Prize of $10,000!!
  • $10.00 minimum deposit to open
  • No minimum balance required
  • Online Banking
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction

Interest breakdown as follows:

Amount Rate Yield (apy)*
$0.00-$999.99 0.35% 0.35%
$1,000.00 & ABOVE 0.499% 0.50%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 09/12/2023. Please contact a bank employee for further information.

VAUTMA Savings

  • $10.00 minimum deposit to open
  • No minimum balance required
  • Online Banking
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction
Name Rate Yield (APY)*
$0.00-$5,000.00 0.35% 0.35%
$5,001.00 & ABOVE 0.499% Low 0.35%
High 0.49%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 09/12/2023. Please contact a bank employee for further information.

Personal Money Market

  • $100.00 minimum deposit to open.
  • No minimum balance requirement
  • Online Banking & Bill Pay
  • Unlimited transactions in person, by mail or by ATM
  • 6 free third party transactions per month, $3.00 for each additional transaction

Interest breakdown as follows:

Amount Rate Yield (apy)*
$0.00 – $1,499.99 0.25% 0.25%
$1,500.00 – $24,999.99 0.748% 0.75%
$25,000.00 – $249,999.99 1.243% 1.25%
$250,000.00 – $999,999.99      1.883% 1.90%
$1,000,000.00 and Above 2.859% 2.90%

*APY is annual percentage yield. Rates are subject to change without notice. Fees may reduce earnings. Rates as of 09/12/2023. Please contact a bank employee for further information.

Certificates of Deposit

***APY listed below is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening***
Minimum Deposit of $1,000 on all terms.

APY is annual percentage yield. Rates are subject to change without notice. Rates as of 09/12/2023. Rates are subject to change daily without notice to customers. Penalty for early withdrawal of CD’s. APY on CD’s less than a year assumes interest remains on deposit for one year with no withdrawals of principal or interest. Please contact a bank employee for further information.

CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS
TERM NON-RELATIONSHIP
RATE/YIELD
RELATIONSHIP RATE
RATE/YIELD
6 Months 4.218 / 4.30% 4.458 / 4.55%
12 Months 3.251 / 3.30% 3.494 / 3.55%
15 Months (1) 2.765 / 2.80% 3.008 / 3.05%
18 Months 2.765 / 2.80% 3.008 / 3.05%
24 Months (2) 2.472 / 2.50% 2.716 / 2.75%
30 Months 2.276 / 2.30% 2.521 / 2.55%
36 Months 1.982 / 2.00% 2.227 / 2.25%
48 Months (2) 1.785 / 1.80% 2.031 / 2.05%
60 Months 1.785 / 1.80% 2.031 / 2.05%
66 Months 1.785 / 1.80% 2.031 / 2.05%
72 Months 1.785 / 1.80% 2.031 / 2.05%

(1)-No Penalty Available            (2)-One Time Rate Bump Up Available

Above rates are subject to change daily without notice to customers.  Penalty for early withdrawal of CD’s. APY on CD’s less than a year assumes interest remains on deposit for one year with no withdrawals of principal or interest.

Please contact a bank employee for further information.